• Why FINL is Better than other MLMs
• Pro Subscription... What is it?
• Two Ways to Subscribe
• FINL Commission Plan

The FIC, or Financial Independence Consultant is an independent contractor. As such, he is a home-based business owner. The FIC is eligible to participate in the selling and distribution of Debt-FREE & Prosperous Living™, Inc. products and subscriptions. In connection with those sales, you will receive commissions, bonuses and overrides in accordance with FINL’s Independent Consultant Agreement, and Compensation Plan; a plan which is fully explained in our marketing material.

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Why being an Independent Consultant with FINL
is better than other MLMs

• Financial independence is not only our goal…it is our product!
• Everyone wants to be debt free and prosperous, so our market is greater than that for other network marketed products.
• Every customer is a buyer EVERY MONTH! Residual income is earned monthly through subscription commissions and overrides.
• We are an 11-year-old, debt-free, three-time Inc.500 company.
• We own and produce 100% of our Debt-free product line.
• We have partnered with other companies to provide additional product lines to our consultants at wholesale prices.
• We have the Speedline™ marketing system for your use in providing information, testimonials, and support in your recruitment efforts.
• Our products are information products, easily marketed via the Internet.
• We offer multi-source income streams for greater income potential.
• You are not required to do any inventorying of product.
• You make the initial sale…then the company services all your customers.
• We have roll-up, compression, and a better-than-infinity bonus.
• We have training programs available to Independent Consultants.
• A field support system is in place throughout the United States and Canada.
• We constantly strive to improve our products, services, and support.
• The tax advantages of being a home-based business owner are immense.

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Let’s take a look at the ways you can find true financial independence through the use of FINL’s various products, and how you can accelerate your dream of debt-freedom by becoming a Financial Independence Consultant.

The Professional Wealth Builder™ subscription...what is it?

Our Professional Wealth Builder™ subscription is the fastest way to build a successful home-based business in the FINL network marketing program.

We started out just offering a simple newsletter subscription as our main network marketed product, but as we added more and more marketing tools and additional information products to our lineup, we created subscription packages for our Independent Consultants to market. Ultimately we created the Professional Wealth Builder™ subscription, and it has turned out to be our top money-producer for consultants who are SERIOUS about building a large income from their network marketing business. The Professional Wealth Builder™ subscription is a combination of our two value and service-packed subscription packages: the Wealth Builder™ subscription and the Virtual Business Center™ subscription.

1.    The Wealth Builder™ subscription

The monthly Wealth Builder™ subscription package includes two monthly newsletters. For just $32 a month, you'll receive:

• The Debt-Free & Prosperous Living™ monthly newsletter (in print and on audio cassette),
• The Small Business Builder monthly newsletter (in print and on audio cassette)

Subscribers also receive a FREE BONUS:

• The Debt-Free & Prosperous Living™ Basic Course - yours FREE!

And, if you choose to become one of our Financial Independence Consultants, you'll receive two additional FREE bonuses as part of your Wealth Builder™ subscription:

• The monthly Independent Consultant Update (on audio cassette)
• The monthly Field Effect newsletter (in print)

2.     The Virtual Business Center™ subscription

While the Wealth Builder™ subscription package gives you the information and services you need to follow the Debt-Free & Prosperous Living™ plan and build a successful home-based business, an additional $60 a month gives you the professional MARKETING TOOLS you need to get the business-building job done. This is called our Virtual Business Center™ subscription and includes state-of-the-art business-building power tools. These power tools include:

• Interactive Voice Messaging system
• Fax-on-Demand system for easy access by your customers
• Access to the FINL on-line services
• Virtual Business Center™ E-mail services
• The monthly Pro-MLM training cassette

Virtual Business Center™ subscribers also receive these FREE BONUSES:

• Immediate promotion to supervisor status within the FINL commission plan and immediate eligibility to receive commissions on all seven levels of your sales organization
• 10 percent discount on all sales tools, and on the registration fee for all corporate sponsored conferences and trainings

Two Ways to Subscribe

You can subscribe to the Professional Wealth Builder™ package as just described, by paying $92 a month beginning immediately:

• Monthly Professional Wealth Builder™ subscriber – Your first month will be $92 + $5 shipping and handling for the bonuses. Then your subscription will be $92 a month ongoing. Monthly subscribers must fill out the electronic funds transfer section on the application, and your monthly subscription will be debited from your bank account each month until your commission check reaches $100. Then it will automatically be deducted from your commission check thereafter.

• Annual Professional Wealth Builder™   subscriber – Your cost is $1,109 for one year’s subscription + $5 shipping and handling for the bonuses.

OR

You can start out as a basic Wealth Builder™ subscriber. You won’t receive the Virtual Business Center™ components until you upgrade. One way to upgrade is by "going automatic." By this we mean you sign up as a Wealth Builder™ and start out paying $32 a month, until your commission check reaches $100 a month. At that point, you’ll automatically be upgraded to a full Professional Wealth Builder™ subscriber, and $92 will be deducted from your commission check each month. Your business subscription will be self-sustaining from that point forward.

• Monthly Wealth Builder™ subscriber – Your first month subscription fee will be $32 + $5 shipping and handling for the bonuses. Monthly subscribers must fill out the Electronic Funds Transfer section on the application; your monthly subscription of $32 will be debited from your bank account each month until your monthly commission check reaches $40. At that point, your $32 monthly subscription will be deducted from your commission check. As your commission check grows to $100 in gross commissions, your subscription will automatically be upgraded to Professional Wealth Builder™, and the additional $60 a month for the Virtual Business Center™ subscription package will be deducted from your commission check, bringing your total subscription fee to $92 a month.

• Annual Wealth Builder™ subscriber – Your cost is $389 for one year’s subscription + $5 shipping and handling for the bonuses. When your commission check reaches $100 a month in gross commissions, the Virtual Business Center™ subscription will automatically be added to your subscription services. At that point, $60 will be deducted from your commission check each month, and you’ll become a full Professional Wealth Builder™ subscriber.

If you are ready to become part of the Debt-Free & Prosperous Living™ program – and make maximum commissions in minimum time – then subscribing to the Professional Wealth Builder™ is THE way to do it. All our top producers are Professional Wealth Builder™ subscribers, because they know it makes them eligible for TEN TIMES the commissions and overrides they’d receive by starting with Wealth Builder™. Subscribing to the Professional Wealth Builder™ was a no-brainer for them. How about you?

Remember – financial independence is our product. The question is, "How fast do you want to get there?" Professional Wealth Builder™ puts you right on the fast track.

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The FINL Commission Plan is detailed by the Table below :

The first level marks the Individuals that you personally sponsor into the business, the second level payment is the monthly commission you get from the FICs that the people in your first level sponsor and so on down through 7 levels.

FINL Recommends To Just Get Three!

If you were to sponsor only three people, just three friends that you know, and taught those three friends to sponsor three people of their own and this pattern continued, Your business organization would grow exponentially, and throughout your 7 levels would consist of 3,279 people.

Now just imagine if everyone signed more than 3 each. Many people sign 3 in their first month. Try working some figures yourself. Of course these are clearly ideal results and FINL makes no guarantees of income, however it does illustrate the power of network marketing and how leveraging and duplicating ones efforts can go a very very long way.

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Learn how you can become an FIC and what’s in it for you!

Become a Certified Financial Independence Planning Specialist
and make a difference one-on-one.

Become a Certified Financial Independence Seminar Leader
and make a difference in a group setting.